Sergio de Horna

Ex-Chief Executive Officer – Royal Bank of Canada IS Bank (Continental Europe and Offshore) based in Luxembourg and Ex-Chairman and CEO - Citibank Spain.

Sergio has a Law Degree, from CEU University, Madrid (Spain) and a Master in Banking Law and Capital Markets, from Complutense University, Madrid (Spain).

In 2021, he stepped down from his CEO/Board Member role at the Royal Bank of Canada IS Bank in Luxembourg and returned to Spain with his family.

Previously, Sergio held several relevant positions in different financial multinationals:

Legal Counsel in Midland Bank / HSBC for the Spain. Compliance/Regulatory Head for Spain and Portugal at Barclays Bank. General Counsel for all of Citibank’s businesses in Spain, Member of the Board and Company Secretary managing the Legal, Tax and Compliance departments. Deputy General Counsel Europe for Citi Corporate and Investment Bank. Finally, during the last 7 years of his 19 years with Citibank, he was Executive Chairman/CEO for Citibank in Spain and Citi Country Head Spain. As mentioned before, he finished his career in Banking in Luxembourg with The Royal Bank of Canada IS Bank in 2021.

During good part of his career he has been very active in teaching as Associate Professor at several Law Schools in Madrid, teaching Commercial and Banking Law. He was also several years Guest Professor at the Inter-American University of Puerto Rico, Law Department. He has been very active in CSR projects. Special mention deserves that in 2002 he was founding Chairman of the JUNIOR ACHIEVEMENT FOUNDATION in Spain, where he still is member on the Spanish Board.


Industries and Services

  • Financial Services
  • Information & Communication Technologies
  • Public Sector & Social Services
  • Private Equity


  • Corporate finance
  • Marketing & Sales
  • Operations
  • Human Resources & Organization
  • Business Development & Internationalization
  • Strategy
  • Advisory
  • Board & Corporate Governance
  • Project Management


  • Eastern Europe
  • Western Europe



  • Law Degree, Madrid, CEU/Complutense University (Spain)

Post Graduate

  • Master in banking law and capital markets, Madrid, Complutense University (Spain)


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